General Car Leasing Questions

There are several benefits to leasing, such as cost effectiveness, sensible use of your money, peace of mind and simplicity. The main benefits are:

  1. Change your car to a brand new car every 2,3 or 4 years. Benefit from the latest models, features, technologies and safety advancements
  2. You’ll be driving a brand-new car!
  3. No worries about the expenses of an old car
  4. Continuous affordability
  5. You can have a better car than expected
  6. Fixed costs every month
  7. No depreciation loss
  8. No selling hassle

The growth in popularity of car leasing has been astonishing, as many more people are now leasing cars rather than buying. Around 1.6 million vehicles in UK are leased.

All the cars are brand-new unless we state they aren’t.

You are required to be at least 18 years of age to sign the lease contract. This requirement is the same for any finance option you consider.

It all depends upon your credit score. Some people are asked to provide a proof of their residency, income, or benefits while some are asked for a proof of their identity such as a driving license or passport.

Yes, you are now eligible to apply for a lease but keep in mind you have to be of at least 18 years of age to sign the agreement. You will also have to possess a full UK driving license and be credit worthy.

Yes, you can. It is possible if you get permission from your finance company since they are the registered owners of the vehicle. If they agree, you need to follow the procedure provided by them and pay the fee for it. All this has to be done after the vehicle is delivered to you.

Don’t forget to arrange for your number plate to be removed at the end of the lease!

These number refer to the profile of the lease, how the payments of the lease for your car are structured. The first number – 3 , 6 , 9 or 12 is the number of monthly payments you agree to pay as your first payment, known as the “Initial Payment”. The second number is the number of additional payments for the term of the lease.

So, for 6 35, this would mean an Initial Payment of 6 times the monthly payment, which you would pay just prior to the leased vehicle being delivered, and the 35 would be the remaining number of monthly payments to be made, in this case 35 months, so a three year lease agreement.

As a rule, the higher the number of Initial Payments, the lower the ongoing monthly payments will be. The total amount paid over the term of your lease will be roughly the same.

A Personal Lease is for an individual and includes VAT in the quoted price.

A Business Lease is for a company, or a sole trader, and the price quoted is exclusive of VAT.

Is there a charge if I exceed my mileage allowance?

The more miles the vehicle has been driven, the lower value it has. Therefore, an extra charge has to be paid if you exceed the mileage.

We work with most of the major dealer networks and independent dealers to source your vehicle. We have access to most of the vehicle stock in the UK, both on dealers' forecourts, and vehicles en-route into the country.

Yes, you should clean it. While the vehicle will still be assessed for Fair Wear and Tear, a clean vehicle puts it in a good light.

What is car leasing?

Car leasing is somewhat similar to renting. You use a specific vehicle of your choice for fixed period of time (usually between 2-4 years) for an agreed monthly fee. Your contract will be ready-made based on annual mileage, the length of the contract, and also how you'd like your payments to be structured. When the lease ends, the vehicle is returned, and you can lease again.

Can I have a personalised number plate on a leased vehicle?

It is possible if you get permission from your finance company since they are the registered owners of the vehicle. If they agree, you need to follow the procedure provided by them and pay the fee for it. Don't forget to arrange for your number plate to be removed at the end of the lease!

Where do Car Lease Agent get their cars from?

We work with most of the major dealer networks and independent dealers to source your vehicle. We have access to most of the vehicle stock in the UK, both on dealers forecourts, and vehicles en-route into the country.

My credit rating is not good. Will I still be able to lease a car?

To evaluate your credit strength and how risky your credit status it, you'll have to go through a credit check. Having a poor credit score might not prevent you from leasing a car, but you may have to go a funder specialising in poor credit ratings.

Do I need to be employed in order to lease a car?

It is not necessary for you to be employed. However, you must be receiving some income or benefits such as pensions and disability allowances to prove that you can afford the monthly payments.

How much money can I borrow?

It all depends on your credit score, the size of the deposit you want to put down, and also your ability to re-pay.

What is and isn't included in my contract?

Your contract includes free delivery in UK mainland, breakdown cover, full manufacturer's warranty, and road tax. It does not include fuel, motor insurance, service and maintenance unless you have a maintenance package, and repairs.

Do vehicles come with a warranty?

Yes, they do. All our vehicles come with a 36-months warranty or even longer. For more details, you should contact your vehicle manufacturer.

Does the price include insurance?

Yes, they do. All our vehicles come with a 36-months warranty or even longer. For more details, you should contact your vehicle manufacturer.

Will I be charged for delivery?

No, delivery is free in UK mainland. You'll only be charged if the vehicle is delivered outside the mainland or you have requested for a transporter.

Can I collect my vehicle?

The option for customer collection of your vehicle is not provided by most dealerships and manufacturers.

How many sets of keys will I be given?

You will be given two sets of keys.